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Availing Loan on Life Insurance | Hindi

Availing loan on a life insurance policy is both convenient and beneficial. The loan can be availed upto the cash value of the policy. The policy is used as collateral. This loan can be used for any purpose right from a medical emergency to a vacation. It can be availed on permanent and whole life insurance. It is better to take a loan on insurance than a bank account.
The process of getting a loan from insurance is quick and easy. Unlike the time-consuming bank processes of approvals and credit checks. Loan on insurance offer flexible repayment terms and can be availed at a lower insurance rate. A loan on insurance also offers tax exemption.
It is beneficial to take loans on insurance. However, these loans have to be repaid in time. If the policyholder dies without repaying the loan, the pending loan amount is deducted from the benefit received by the nominee. Also, if the principal loan amount along with the interest on the loan crosses a certain limit, the policy gets lapsed.

अपने जीवन बीमाकर्ता से पॉलिसी के कॅश वैल्यू की राशि तक ऋण पा सकते हैं। क्या लोन के लिए आपकी पॉलिसी कोलैटरल के रूप में इस्तमाल की जाति है। आप ये लोन किसी भी उद्देश्य के लिए इस्तमाल कर सकते हैं फिर चाहे एपी यूज इमरजेंसी के लिए करे या किसी वेकेशन के लिए। ये लोन आदर्श रूप से स्थायी और संपूर्ण जीवन बीमा पॉलिसियों पर पाया जा सकता है।

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